Finance

HOA Reserve Fund Modeler

Model 30-year reserve fund requirements for roof replacements, paving, and capital improvements.

Failing to plan for roof replacements or paving can bankrupt an HOA. Model 30-year reserve fund requirements and interest yields to ensure your community is prepared for major capital improvements.

Current Reserve Status

Target Capital Project

Est. Balance at Year 10

$239,154

Projected Shortfall: $10,846

Increase annual contributions to $15,947 to fully fund this project in 10 years.

Frequently Asked Questions

What is an HOA reserve study?

It is a long-term financial planning tool that analyzes the physical condition of shared assets (roofs, pools) and estimates the cost to replace them.

Why can't we just pay for repairs when they happen?

Relying on special assessments for major repairs is financially risky and unfair to current homeowners who may have to pay for years of deferred wear.

How does OrgSets assist with reserve planning?

Explore the OrgSets HOA Node Tier to maintain transparent accounting, store reserve studies, and manage vendor bids in a centralized hub.

Built by OrgSets

Bring Your Entire Organization Together.

Stop operating in silos. OrgSets provides a unified workspace where your members can easily join, collaborate, and stay perfectly organized.

  • Invite your members to join a unified, centralized hub.
  • Collaborate in real-time and escape spreadsheet chaos.
  • Keep your entire organization perfectly organized.
No credit card required.